Rate & Term Refinance

A Rate and Term Refinance happens when you are only refinancing the balance you owe on other exising mortgage(s) on the subject property? This is a good way to shorten your term, get a lower interest rate and payment, to turn an Adjustable Rate Mortgage into a fixed period mortgage or consolidate a first and second mortgage used to purchase the home into one fixed rate.

A rate and term refinance can sometimes be used to eliminate Mortgage Insurance. You could save thousands a year just by getting a lower rate. Over 30 years many of our customers are able to save tens of thousands of dollars in savings, some clear 100,000 or more! Ask us how you can be mortgage free in 7 years by paying what you are paying now!!! Call now at 866-515-4097.

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