We make it easy, no matter where you are.
We make it easy, no matter where you are.
Global Home Finance Atlas Logo | Mortgage Broker Georgia & Texas

First Time Home Buyer

Buy With No Money Down

So you’re a first time home buyer? First off let me say, Congratulations! Buying a house puts your money to work for you.

While rents continue heading skyward, your mortgage payment will be consistent.

"This was by far the BEST experience we had when buying a house. Brad and his team were amazing at helping us along the way. They were there to answer all of our questions and offer additional assistance during the home buying/building the process. We could not have asked for better service. We will definitely be working with them in the future! We have nothing but great things to say."
Cara Scruggs
Happy Global Home Finance Client
First Time Homebuyer Programs with The Texas Homebuyer Program

With new financing programs, first-time-buyers can buy a home with nothing down!

Being a first time home buyer means your housing expenses will be stable, while your income will naturally increase over time. In short, you can stabilize your monthly expenses, and put the money you pay in rent back into your own pocket.

In addition, interest paid on your mortgage loan is generally tax deductible, which can mean huge savings on your taxes. This is especially true in the early stages of home ownership, when you’re paying the most interest. And with interest rates at close to all time lows for our 15 and 30 year fixed-rate mortgage loans a home loan is probably your least expensive loan.

Another big bonus to home ownership is that, unlike rent, which disappears each month, your mortgage payment goes toward your equity in the home. Your home equity works like an emergency line of credit you can tap into it if you need to make home improvements, pay off other debts, higher interest bills, or any other unexpected expenses like medical costs. If you decide you want to move after a few years, you haven’t lost anything. When your home sells, you walk away with the equity you’ve invested over your time in the home. That equity can be applied toward your next home as a down payment, to pay down other debt, or anything you want. Contrast that with the situation when you move out of an apartment in many cases, you’re lucky to even get your deposits back!

Try our mortgage calculator to see how much home you can currently afford.

Loan Features & Benefits

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Receive personalized service and respect

When you work with a small to medium sized Mortgage Broker and Bank, your Licensed Residential Mortgage Loan Originators and Mortgage Loan Processors will know you by name and will not ask for your loan number to figure out whom to transfer you to. At Global Home Finance, we pledge to work hard for you at lower cost than our competition and to treat you like a friend when you call.

"I tried to use Quicken Loan first but then switched to Global Home Finance. It was the best decision we made. Building a home is very stressful. Steven Schindler was amazing at keeping me updated and calm throughout the whole process. He was available and answered all of my questions regarding the loan and the building our of home. He was amazing to work with and I highly recommend him! He walked us through to the very end...even when our home did not appraise at price! Thanks Steven!"
Happy Global Home Finance Client

Learn more about loan solutions

When purchasing your home, there are always new terms to learn or relearn, and that’s only to be expected. Find out more about loan solutions from our Finance blog.

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We're Here to Help

Let's Get Started

We help you find the custom mortgage solution that fits your needs, whether you’re a first-time homebuyer or refinancing an existing mortgage. We’re here to help you find the best home loan available.