We make it easy, no matter where you are in Texas.

No Income Loans

Alternative Mortgage Program

No Income Loans may be the answer if you are self-employed or have recently taken a job.

The loan you need if you are self-employed or have recently taken a job.

"The Team at Global Home Finance are very professional and dedicated to their clients. They keep you up to date with the loan process. So you always know what's going and what's next in your loan process. Global Home Finance is a great company to do business with. They were so willing to help during and after my loan process, That they have a customer for life. I have and always will refer Global Home Finance to my family and friends."
Sammy Brzowski
Happy Global Home Finance Client

In the past, home-buyers have had to meet the burden of providing lengthy documentation to prove their income. That includes producing tax returns, pay stubs, W-2s or a stack of bank statements to show the regular arrival of steady income.

For the self-employed person or small business owner, showing proof of consistent income can be one of the biggest hurdles to buying a home. Business owners and the self employed regularly come under closer scrutiny from lenders. A freelancer or business owner who had a down year followed by an exceptional one could see their mortgage options shrink as their documented two-year average income might not be reflective of their true earning power.

All of this adds up to a perfect storm of challenges when trying to purchase a home. Streamline Refinance & Alternative Mortgage Program may be the answer if you are self-employed, have recently taken a job, or want to reduce the amount of paperwork needed to close your loan.

To qualify for Global Home Finance Inc.’s Streamline Refinance & Alternative Mortgage Program, qualified borrowers must already have a mortgage and other restrictions do apply. However, a streamline refinance may have less or even no requirements for income, employment, or assets depending on the type of loan you have currently. It doesn’t matter who is servicing your mortgage payments now. We can work with you to streamline your mortgage depending on the secondary market investor or whether your mortgage loan originated through FHA, Fannie Mae, Freddie Mac, or Ginnie Mae.

Try our mortgage calculator to see how much home you can currently afford.

Loan Features & Benefits

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Receive personalized service and respect

When you work with a small to medium sized Mortgage Broker and Bank, your Licensed Residential Mortgage Loan Originators and Mortgage Loan Processors will know you by name and will not ask for your loan number to figure out whom to transfer you to. At Global Home Finance, we pledge to work hard for you at lower cost than our competition and to treat you like a friend when you call.

"Bob and Brad Cahoone recently handled a very involved home refinance for us and we could not have been more pleased with their knowledge and dedication. Client dedication and satisfaction are always their top concerns and delivery. Their quick responsiveness made us comfortable throughout the complete process."
Chuck Higbee
Happy Global Home Finance Client

Learn more about loan solutions in Texas

When purchasing your home, there are always new terms to learn or relearn, and that’s only to be expected. Find out more about loan solutions in Texas from our Finance blog.

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Let's Get Started

We help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available.