USDA loans, also known as “Rural Housing Loans”, are mortgage loans which are guaranteed by the U.S. Department of Agriculture. USDA loans are popular among today’s home buyers in TX and GA because the USDA program offers no-money-down financing.
USDA mortgage rates are typically lower than the rates for FHA loans, VA loans, and conventional mortgages via Fannie Mae and Freddie Mac. USDA loans can be big money-savers; and they’re available to first-time home buyers as well as repeat home buyers. USDA home loans are available in certain pre-determined areas and allow up to 102% loan to value.
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When purchasing your home, there are always new terms to learn or relearn, and that’s only to be expected. Find out more about loan solutions from our Finance blog.
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