We make it easy, no matter where you are in Texas.

Home Improvement Program

Improve, Rehabilitate and renovate

Global Home Finance Inc.’s Home Improvement, Rehabilitation, or Renovation Loan Program is for the improvement, rehabilitation, and repair of single family properties.

We're helping expand homeownership opportunities and revitalizing neighborhoods.

"The staff is very knowledgeable and put the customer first. I had an exceptional experience with them from the beginning to the end of the whole process. I am very grateful to be treated with respect and dedication. Thanks Brad and Tavio for your dedication and effort to make everything perfect."
Rod Cris
Happy Global Home Finance Client

We partner with state and local housing agencies and nonprofit organizations to rehabilitate properties.

As a lender, this demonstrates Global Home Finance Inc.’s commitment to lending in lower income communities and to help meet their responsibilities under the Community Reinvestment Act (CRA). We are committed to increasing homeownership opportunities for families in the communities we do business in.

Most mortgage financing plans provide only permanent financing. That is, the lender will not usually close the loan and release the mortgage proceeds unless the condition and value of the property provide adequate loan security. When rehabilitation is involved, this means that a lender typically requires the improvements to be finished before a long-term mortgage is made.

When a homebuyer wants to purchase a house in need of repair or modernization, the homebuyer usually has to obtain financing first to purchase the dwelling; additional financing to do the rehabilitation construction; and a permanent mortgage when the work is completed to pay off the interim loans with a permanent mortgage. Often the interim financing (the acquisition and construction loans) involves relatively high interest rates and short amortization periods. Global Home Finance Inc.’s Rehab and Renovation Program was designed to address and help resolve this situation.

The borrower can get just one mortgage loan, at a long-term fixed (or adjustable) rate, to finance BOTH the acquisition and the rehabilitation of the property. To provide funds for the rehabilitation, the mortgage amount is based on the projected value of the property with the work completed, taking into account the cost of the work.

Try our mortgage calculator to see how much home you can currently afford.

Loan Features & Benefits

Loan CalculatorMortgage Calculator
Mortgage CalculatorLoan Calculator
$
%
years
%
$per year
$per year
%

Receive personalized service and respect

When you work with a small to medium sized Mortgage Broker and Bank, your Licensed Residential Mortgage Loan Originators and Mortgage Loan Processors will know you by name and will not ask for your loan number to figure out whom to transfer you to. At Global Home Finance, we pledge to work hard for you at lower cost than our competition and to treat you like a friend when you call.

"My experience with Brad and his team at Global Home Finance was unbelievably AWESOME ! Brad his team helped me get a loan even with a judgment against me ( From a home in Florida I lost..) I really can't say enough about these guys.. I am a Flight Attendant for American Airlines for over 20 years and have never experienced personal customer service.. I trust these with not only my home but my life. 100 stars out of 5!"
Michael Mack Robedos
Happy Global Home Finance Client

Learn more about loan solutions in Texas

When purchasing your home, there are always new terms to learn or relearn, and that’s only to be expected. Find out more about loan solutions in Texas from our Finance blog.

Verifying Your Down Payment, Closing Costs, Assets, Income and Debts

Verifying Your Down Payment, Closing Costs, Assets, Income and Debts

A critical step in the mortgage loan application process is to verify the sources for your down payment, closing costs, reserves and assets. The Government …

Read More
Bankruptcy & Home Mortgages

Bankruptcy & Home Mortgages

A bankruptcy filing affects your credit score negatively, but it doesn’t mean you have to wait 10 years before you can qualify for a mortgage. …

Read More
Making dreams come true with 100% financing and Global Home Finance

100% Financing

Making dreams come true with 100% financing We don’t think that saving for a down payment should be the reason you put your dreams on …

Read More

We're here to help

Let's Get Started

We help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available.